Double Indemnity (1944)
★★★★ / ★★★★
This noir classic about a man (Fred MacMurray) who works for an insurance company who plots with a woman (Barbara Stanwyck) to kill her husband (Tom Powers) was impressive through and through. Unhappily married to her husband because she married him only for the money, Stanwyck suggested to MacMurray that they commit murder, collect her husband’s insurance money of $100,000 (assuming the husband dies on a train–a situation covered under the double indemnity clause) and be together forever. Only things started to go seriously wrong when an insurance investigator (Edward G. Robinson) began to feel like the death was due to murder rather than accidental because everything was set-up so perfectly. I enjoyed the fact that the lead character (played by MacMurray) narrated the picture and told the audiences outright how everything was going to turn out. So then the focus turned to the journey of two conniving individuals so blinded by greed and passion, they failed to consider the ramifications of what could happen after the deed was done. Stanwyck’s character was an expert of hiding her true emotions and an excellent liar; MacMurray’s character was obsessed with details and had a natural ability to think ahead. But both of them needed each other and that was ultimately their downfall (in which a train became a perfect metaphor). I thought it was fascinating how we saw the story through the antagonists’ perspectives. With most noir films I’ve seen, the story is always through the good guys’ eyes so watching this movie was a refreshing change. “Double Indemnity,” directed by Billy Wilder, being a noir film, I expected it to have a great ear when it comes to dialogue and a stunning use of black and white cinematography. What I didn’t expect was for the script to be very amusing, especially in the first half when MacMurray and Stanwyck conversed for the first time. It provided a nice contrast with the film’s darkness and cynicism. This movie kept me on my toes because just when I thought the characters were at the crest of the wave and were going to get away with everything, they hit a trough just as quickly and they started to figure out ways how they could survive even if it meant sacrificing one another.